Studies have shown that being single in today’s society can have many advantages – more control over your life, ability to spend more time with friends and on activities that you enjoy and you may have more money than your married counterparts. Whether by choice, or as a matter of circumstance, the number of single...
“Can’t we talk about something more pleasant?” This is so often the response that we get when we try to speak with our loved ones about health care and end-of-life decision making. These conversations often make everyone uncomfortable, because it is dealing with issues and decisions that we often times don’t want to face or...
Although everyone should have a Will, only a small portion of the American public has completed this essential responsibility. Like wearing your seatbelt, or changing the batteries in your smoke detector, a Will is a safety to protect the ones you love. Let’s review the common reasons people tell me they don’t have a Will...
Families or individuals who own multiple investment properties, multifamily apartment buildings or lease to commercial tenants, should consider purchasing properties as an LLC or transfer current properties into a newly formed LLC. What is an LLC? An LLC is a business entity created under Massachusetts law by drafting and filing Articles of Organization with the...
Recently, the Massachusetts Executive Office of Elder Affairs shared information about some state-sponsored programs that might be of interest to seniors. They include the following: 1. Home Modification and Loan Program – offered by the Massachusetts Rehabilitation Commission (MRC) and provides 0% to 3% loans (up to $30,000) to help Massachusetts homeowners make modifications that...
Proposed Changes to Tax Law and Charitable Giving As the year comes to a close, it is widely believed that we may see significant changes to the tax code in the coming year. If charitable giving is part of your legacy strategy, these changes may affect you. For many, it may make sense to make...
Knowing the history and financial performance of the living community can help provide peace of mind and help you to make the best decision about your next step. Understanding the Financials – Continuing Care Retirement Communities.
We spend our lives making plans and preparing for future events. From the beginning we plan and work towards education, a career, marriage and a family. We work hard and save, invest and build our assets. We insure to protect our home, automobiles, health and medical needs. Retirement age comes and our plan is finally...
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