Clients are often concerned about how family harmony will be maintained after they are gone. They worry that children will argue over their money and their possessions. Avoiding a contest over your Last Will and Testament when you are no longer here involves careful planning and execution. While it’s impossible to guarantee that a Last...
Maintaining harmony during the holiday times can be a wonderful goal, as this period often involves increased social interactions, family gatherings, and various activities. Here are some tips to help you foster a harmonious atmosphere: Communication: Clearly communicate plans and expectations in advance. This helps avoid misunderstandings and ensures everyone is on the same page....
Caring for someone else, especially someone with dementia, can be physically and emotionally draining. According to the Centers for Disease Control and Prevention (CDC), caregivers of people with Alzheimer’s and related dementias provide care for a longer duration than caregivers of people with other types of conditions (79% versus 66%) and 57% of family caregivers...
Receiving a dementia diagnosis can be overwhelming, both for the individual diagnosed and their loved ones. Here are some steps and recommendations on what to do after someone receives a dementia diagnosis: Educate Yourself Learn about the specific type of dementia that has been diagnosed. There are multiple types, and understanding the symptoms, progression, and...
As technology advances, so do the methods scammers use to prey on all of us, and often we become more vulnerable as we age. Scams targeting seniors are on the rise, often resulting in significant financial losses and emotional distress. In this blog post, we’ll discuss the common scams that target seniors and provide valuable...
When you move into a continuing care community or assisted living community, there are many things that you need to consider as you transition to your new living environment. This article will cover the impact the Residency Agreement will have on life in your new community regarding their policies on issues such as visitors, common...
Death is an inevitable part of life, and while we can’t control when it happens, we can certainly take steps to control what happens to our assets after we’re gone. One of the financial considerations is estate taxes. Sometimes known as inheritance taxes or death taxes, estate taxes are levied on the estate of a...
Although it may sound like something you use when texting your friends, an ILIT is actually an irrevocable life insurance trust. An ILIT is a type of trust that is funded during your lifetime by a term or permanent life insurance policy and pays out proceeds of the policy upon the insured’s death. Since it’s irrevocable, the...
Summer is in full swing and many of us are planning vacations – maybe it’s a local holiday to New England’s beaches or the mountains, or possibly something that requires air travel, like a trip to the west coast or “across the pond” to Europe. Before you leave, take some time to review your estate...
Vacation homes can mean many different things: the center of cherished family memories; a reliable vacation spot; an investment for now and in the future. Passing your beloved vacation property to future generations takes careful planning. Not surprising, there is no one-size-fits-all planning option to ensure that this treasured real estate is protected from challenges...
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