Whether you are new to Medicare or have received benefits before, it is important to understand and take advantage of the Open Enrollment period to make changes for your 2022 coverage. If you are already enrolled in Original Medicare, a Medicare Advantage Plan or Medicare Part D and do not want to make any changes…

Vacation homes can mean many different things:  the center of cherished family memories; a reliable vacation spot; an investment for now and in the future.  Passing your beloved vacation home to future generations takes careful planning.  Not surprising, there is no one-size-fits-all planning option to ensure that this treasured real estate is protected from challenges…

We sometimes view estate planning as a one and done proposition.  Keep in mind, our lives change and so must our plans. If it has been several years or more since you have signed your estate planning documents, then it is possible that the plan won’t achieve your goals.  Periodically reviewing your plan with an…

In most families, parents choose to leave their estate equally to their children. But sometimes, parents intentionally choose to disinherit a child and cut them out of their estate completely. You may have, what you believe to be legitimate reason to do this: one child is more financially successful than the others; not wanting a…

Trusts can be great estate planning tools to protect assets, avoiding probate, saving legal costs and a whole host of other reasons.  But did you know many Trusts fail?  This is probably not something you want to hear after the time, effort, and expense you put into creating the Trust.  But it’s true.  Trusts can…

Imagine for a moment a parent who has cared for you, was the best teacher you ever had in life, was an example as to how to be a spouse/parent to your own family, was self-reliant and never asked for any help.  Today she cannot take care of herself or even recognize who you are. …

World Elder Abuse Awareness Day is June 15th, so let’s talk about financial abuse against aging individuals – an issue that costs this population billions of dollars every year. Common types of Scams Targeting the Aging Population Technical Scams Along with the pandemic and resulting quarantine, members of our aging population have been isolated more…

As they say, if there is one thing that is constant in life, it is change. Whether your marriage was short term or long-term, anyone who has been divorced or is in the process of going through a divorce, will tell you is a time of immense change.  It is imperative that your estate plan…