Like change of any kind, moving into a new community can be both exciting and overwhelming. Whether you are dealing with the emotion of leaving a community that you have lived in for a long time, or experiencing changes in your health, moving to a new community can be difficult but provide incredible benefits. One...
Caring for someone else, especially someone with dementia, can be physically and emotionally draining. According to the Centers for Disease Control and Prevention (CDC), caregivers of people with Alzheimer’s and related dementias provide care for a longer duration than caregivers of people with other types of conditions (79% versus 66%) and 57% of family caregivers...
Receiving a dementia diagnosis can be overwhelming, both for the individual diagnosed and their loved ones. Here are some steps and recommendations on what to do after someone receives a dementia diagnosis: Educate Yourself Learn about the specific type of dementia that has been diagnosed. There are multiple types, and understanding the symptoms, progression, and...
As technology advances, so do the methods scammers use to prey on all of us, and often we become more vulnerable as we age. Scams targeting seniors are on the rise, often resulting in significant financial losses and emotional distress. In this blog post, we’ll discuss the common scams that target seniors and provide valuable...
When you move into a continuing care community or assisted living community, there are many things that you need to consider as you transition to your new living environment. This article will cover the impact the Residency Agreement will have on life in your new community regarding their policies on issues such as visitors, common...
Although it may sound like something you use when texting your friends, an ILIT is actually an irrevocable life insurance trust. An ILIT is a type of trust that is funded during your lifetime by a term or permanent life insurance policy and pays out proceeds of the policy upon the insured’s death. Since it’s irrevocable, the...
Medicaid (called “MassHealth” in Massachusetts) can help pay for long term care either at home or in a nursing home. If you think MassHealth’s assistance will be needed in your or your loved one’s future, it’s always best to plan in advance. Five Year Look-back If you apply for MassHealth benefits, the state has the...
Typical estate plans for long-standing first-time married couples make sure the surviving spouse is taken care of for as long as he or she lives, then whatever assets remain will be left to the children. More than likely, everything will go to the surviving spouse upon the passing of the first spouse, just as they...
Protecting assets from long term care facilities, like nursing homes, is often a top priority for most people when sitting down to meet with their estate planning or elder law attorney. When a married couple comes in looking to protect assets when one spouse is applying for MassHealth benefits, a Will with testamentary Supplemental Needs...
Did you know, if you don’t have a current estate plan in place, the Massachusetts Probate Court will decide who will inherit your possessions, raise your children, manage your assets, and administer your estate? Without proper organization, your assets could go unnoticed or become lost and loved ones may not benefit from your years of...
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