It all sounds too good to be true. The nursing home offers to prepare and submit your Medicaid Application (called MassHealth in Massachusetts) to get your loved one qualified, free of charge. Good deal, right? Well, you may want to think twice before accepting this offer. Moving a loved one into a nursing home Moving...
Medicaid (called “MassHealth” in Massachusetts) can help pay for long term care either at home or in a nursing home. If you think MassHealth will be needed in your or your loved one’s future, it’s always best to plan ahead. Five Year Look-back If you apply for MassHealth benefits, the state has the right to...
When health issues arise that require a high level of care, some folks are finding success with receiving Medicaid (known as MassHealth in Massachusetts) home care instead of moving to a nursing home. There are different qualifications to be eligible for home care versus nursing home care – we broke down the differences. Home Care...
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Getting Medicaid in Massachusetts (also referred to as MassHealth) to pay for your loved one’s home care or nursing home care can be a rocky road on a good day. When you try to DIY (Do It Yourself), the road can get even rockier. There is a lot of misleading, and even outright bad information...
For many people, their house is their most treasured and valuable asset. Kids have been raised there, memories of a lifetime created, and it is only natural to want to pass the family home to the next generation and avoid probate. But is it a good idea to transfer the house to your child? The...
You have managed to successfully raise your family and are now enjoying your independence that the empty nest affords. You have a daily routine and are used to being in control and on your own. Sometimes, however, life throws us a curve ball. Perhaps you have recently lost your spouse, or you have been dealing...
Recently, the Massachusetts Executive Office of Elder Affairs shared information about some state-sponsored programs that might be of interest to seniors. They include the following: 1. Home Modification and Loan Program – offered by the Massachusetts Rehabilitation Commission (MRC) and provides 0% to 3% loans (up to $30,000) to help Massachusetts homeowners make modifications that...
We spend our lives making plans and preparing for future events. From the beginning we plan and work towards education, a career, marriage and a family. We work hard and save, invest and build our assets. We insure to protect our home, automobiles, health and medical needs. Retirement age comes and our plan is finally...
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