ARTICLES

Why an Irrevocable Trust Is Better Than a Life Estate for Long-Term Care Planning

Why an Irrevocable Trust Is Better Than a Life Estate for Long-Term Care Planning

When you’re getting older, you might worry about paying for long term care (care at home, in the community, or at a nursing home). These costs can be very high and might force you to sell your home to pay for care. Two ways to protect your home are called a “life estate” and an...
Getting Help in Place Before the Crisis Hits

Getting Help in Place Before the Crisis Hits

Most of us don’t like to think about it, but medical emergencies become more likely as we age. A fall at home, a sudden illness, or a gradual decline in abilities can quickly transform an independent life into one requiring immediate support. The key to navigating these challenges successfully isn’t just having good medical insurance,...
How Estate Planning Can Protect Your Family from Digital Scammers

How Estate Planning Can Protect Your Family from Digital Scammers

What Are Digital Scammers?  Digital scammers are people who try to steal your money or personal information using computers, phones, and the internet. They might pretend to be your bank, a family member, or even the adults and families who have lost a loved one. Why Scammers Target Families After Someone Dies  When someone in...
Don’t Let Scammers Steal Your House: A Massachusetts Homeowner’s Guide to Quitclaim Deed Fraud

Don’t Let Scammers Steal Your House: A Massachusetts Homeowner’s Guide to Quitclaim Deed Fraud

Recently, one of our clients asked a question about property fraud in Massachusetts.  They had heard something about it on the radio and weren’t sure if it was a real issue or not. If you own property in Massachusetts, you should be aware of quitclaim deed fraud. It sounds boring and technical but trust me—this...
Single Transaction Conservatorship vs. Permanent Conservatorship: Understanding Your Options

Single Transaction Conservatorship vs. Permanent Conservatorship: Understanding Your Options

When a loved one needs assistance managing their affairs, conservatorship may be necessary. However, many people don’t realize there are different types of conservatorships designed to address varying needs and situations. Two important options to understand are single transaction conservatorships and permanent conservatorships. What is a Conservatorship? A conservatorship is a legal arrangement where a...
Testamentary Supplemental Needs Trusts: Concept and Value in Estate Planning

Testamentary Supplemental Needs Trusts: Concept and Value in Estate Planning

The Concept A testamentary supplemental needs trust (SNT) is a specialized legal arrangement created within a person’s will that takes effect after they pass away. Unlike standard trusts, these are specifically designed for beneficiaries with disabilities or special needs who rely on government assistance programs like Medicaid or Supplemental Security Income (SSI). The fundamental concept...
What to Do After You Sign Your Revocable Living Trust

What to Do After You Sign Your Revocable Living Trust

You just met with your lawyer and signed your living trust. Good job! But your work is not done yet. Unlike a Will which, after it is signed, can be stored away until needed, there are several important steps you need to take next with your trust. Think of signing the trust like buying a...
Removing a Mass Estate Tax Lien to Sell Your Home

Removing a Mass Estate Tax Lien to Sell Your Home

Did you know that when someone dies owning a home in Massachusetts, the Commonwealth of Massachusetts puts an Estate Tax lien on that home?  What is an Estate Tax Lien? A lien is a legal claim that says “you need to pay us before you can sell this house.” The Massachusetts Estate Tax lien arises...
Musings from a Reformed Hugger

How Coronavirus has changed the way we say “hello” I’m a hugger, there is just no getting around it.  When I meet someone I know, my first inclination is to give them a hug.  It’s my way of saying how happy I am to see the person and to convey the message that they are...

Dear Generations Law Group: Should I Be Updating My Estate Plan?

Dear Generations Law Group, I’ve been updating my Naughty and Nice List and checking it twice. This got me to wondering, “Should I be updating my Estate Plan too?” Yours Truly, Kris Kringle Dear Mr. Kringle, Thank you for your letter and question! You started off on the right path by creating an estate plan....

New Mass SJC Ruling Affects Inheritance Rights of Families

Recently, the Boston Globe reported that the Massachusetts Supreme Judicial Court handed down a major ruling affecting the future inheritance rights of families, and in this case specifically, blended families.  In a unanimous decision, the court ruled that spouses are entitled to one-third of their deceased spouses’ estate – effectively cancelling out the late spouse’s...

Beneficiary Designations – Proceed with Caution

Whenever we purchase a life insurance policy, open a mutual fund, or enroll in a company retirement plan, we are usually asked to designate a beneficiary. After naming these individuals, we never give it much thought again. Maybe you’ve named your spouse, one of your parents or your children. After your death, these assets are...

Ribbon Cutting with Middlesex West Chamber of Commerce

Today the Middlesex West Chamber of Commerce celebrated Generations Law Group with a ribbon cutting! Jonathan Kerr, Executive Director of the Chamber gave a nice speech, presented a certificate to the firm, and wished us well in serving families in Acton, Sudbury and Greater Boston.   Above:  Phil Summers, Cathleen Summers, Erica Endyke

Join us for the Generations Law Group events

RIBBON CUTTING IN ACTON with the Middlesex West Chamber of Commerce Friday, September 22 from 12pm – 1pm Casual lunch will be provided 179 Great Road, Suite 109, Acton, MA 01720 OPEN HOUSE IN SUDBURY Thursday, October 5th from 4pm – 6pm Serving hors d’oeuvres and beverages 111 Boston Post Road, Suite 101, Sudbury, MA 01776 Please RSVP...

To better reflect the firm’s work of providing comprehensive legal services to the “sandwich generation” – those who balance their own needs while managing the futures of both their aging parents and their children – the firm name is changing from Bay State Elder Law to Generations Law Group. “When a parent or in-law has...