For many people, their house is their most treasured and valuable asset. Kids have been raised there, memories of a lifetime created, and it is only natural to want to pass the family home to the next generation and avoid probate. But is it a good idea to transfer the house to your child? The...
You have managed to successfully raise your family and are now enjoying your independence that the empty nest affords. You have a daily routine and are used to being in control and on your own. Sometimes, however, life throws us a curve ball. Perhaps you have recently lost your spouse, or you have been dealing...
Recently, the Massachusetts Executive Office of Elder Affairs shared information about some state-sponsored programs that might be of interest to seniors. They include the following: 1. Home Modification and Loan Program – offered by the Massachusetts Rehabilitation Commission (MRC) and provides 0% to 3% loans (up to $30,000) to help Massachusetts homeowners make modifications that...
We spend our lives making plans and preparing for future events. From the beginning we plan and work towards education, a career, marriage and a family. We work hard and save, invest and build our assets. We insure to protect our home, automobiles, health and medical needs. Retirement age comes and our plan is finally...
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