As we enter 2026, it’s important to be aware of the updated MassHealth eligibility figures that may affect your long-term care planning. These annual adjustments can have a significant impact on your eligibility for benefits, so we’ve summarized the key numbers below.
Community-Based Programs
For seniors aged 65 or older who receive care at home through programs like the Frail Elder Waiver or the Program for All Inclusive Care for the Elderly (PACE), the eligibility requirements remain:
- Asset Limit: $2,000 (for both individuals and married couples)
- Monthly Income Limit: $2,982
Long-Term Care Facility Residents
If you or a loved one requires nursing home care, the 2026 figures are:
- Asset Limit: $2,000 (for both individuals and married couples)
- Maximum Home Equity Limit: $1,130,000
- Community Spouse Asset Limit: $162,660
The Community Spouse Asset Limit is particularly important for married couples, as it allows the spouse remaining at home to retain up to $162,660 in countable assets while their partner qualifies for MassHealth coverage in a nursing facility.
Planning Ahead
These strict asset and income limits underscore the importance of advance planning. If you have questions about how these figures affect your situation or would like to discuss strategies to protect your assets while ensuring access to necessary care, please don’t hesitate to contact our office.
Founded by a nurse attorney and with offices in Acton, Andover, and Sudbury, Massachusetts, Generations Law Group helps families navigate the complex areas of estate planning and elder law to inform and protect loved ones of every generation.
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